Around 22 million Americans visit chiropractors each year. With back pain, headaches, and many other conditions present, it is no secret that people can find treatment from their chiropractor. If you are in this category, you may be wondering how you can find one – we will look at finances and more in this overview.
Do You Have Coverage?
When you executed your health insurance comparison, did you look at chiropractic care? Some of the best health insurance policies have provided this type of care for a period of time; however, this hasn’t been the norm.
Times are changing. More and more health insurance plans are including chiropractic coverage. According to the Council for Affordable Health Insurance, 44 states required individual and some group health insurance plans to cover services by chiropractors, in 2010. Chiropractic medicine is receiving attention from insurance companies, certainly.
A review of your policy will help you determine how much, if any, coverage you have. You may want to talk to a customer service representative to see how deductibles, co-payments, limits, and other dynamics on your policy interact with this. From getting covered practitioners to other concerns you may have, this is a great place to start.
What if you aren’t covered by your insurance? There are some options that are available to you to help you save money:
Look into discount plans. Many membership-based discount plans will take a decent percentage from your bill.
Talk to chiropractic offices in your area. Discount plans with that provider may be available. No-interest financing, payment plans, and other options may be available as well.
Your doctor may be able to refer you to a chiropractor, which could allow you to receive coverage for these type of services. Some policies will allow chiropractic coverage in this form.
Practical Items in Finding a Chiropractor
You’ve cleared up the financial aspect of obtaining chiropractic services. Whether you are covered under your health insurance plan, have enrolled in a discount plan, or will otherwise manage the bill for a chiropractor, you are confident that you can make it work.
Finding a chiropractor may not even need to be examined. For instance, you may be directed to a few options by your insurance company or discount plan provider. From there, you can check out reviews online, if available, and/or talk to the office to gauge prices and other concerns you may have.
Use reviews and recommendations to see which might be best for you. You should also make sure that your chiropractor will have any needed medical information. For instance, if you had x-rays done by your normal doctor, getting that to your chiropractor will be important.
Overall, finding a chiropractor can be rather simple. You must however be aware of some financial and practical matters that could become unexpected – and rather unpleasant – surprises if you are not ready for them. Take a look at your insurance plan, discount options, and other ways that can help you alleviate the potential financial burden of these health services.
