Author Bio: Most other Bloggers in the field of Personal Finance discuss their “Goal of obtaining one million dollars” or their “journey to financial independence and freedom.” After seven years each straight of “higher” education (and all the student loans that go along with it), our husband/wife blogging team goal is to simply get back to broke. Join us on our journey at www.brokeprofessionals.com
Another example of my limitations (of which there are many) would be the fact that I could not design a remodeling of a house.
However, there are many other things I am quite capable of doing. For instance, I can paint a house. I am also capable of shoveling my own snow, cutting my own grass, and a whole multitude of other things, from doing my own taxes to ironing my own shirts. What each of us are capable of doing will depend upon our physical and mental abilities, but you can definitely save a lot of money everyday by being willing to learn new skills and by working hard.
Saving Money on Everyday Products
When you are at the grocery store, the “cleaned and cut” prepackaged fruit/salad is generally way more expensive than the fresh vegetables. However, if you are willing to clean and cut those same vegetables yourself, and buy fresh, you save a lot of money (and you cut down on packaging). We do not enjoy grooming our dog but we prefer it to paying someone else to. We are currently enjoying a ton of savings by only eating at home, preparing our meals ourselves.
How to Save Money When Something Exceeds Your Skill Set
Even though I do not know how to put an addition on a house, I could work it into the contract that I would dig holes or perform some other type of manual labor so as to keep the costs low. Another thing I strongly believe in is trying to make friends across a wide spectrum of professions. Not because you want to use people for “their skills,” but because it is good for your soul (in my opinion) to hang out with a diverse group of people, and because you can then pay those people a fair price while knowing you are (hopefully) not going to get ripped off. Depending upon their trade/profession, they might even be willing to teach you a little bit about what they do so you can add to your repertoire of skills.
But Isn’t Time, Money?
To be sure, this is something to consider.
Hey, if you could be earning more money by spending your time doing something else and you cannot otherwise fit in the money saving activity, then obviously I say go for it. However, if I can save $40.00 by cutting my own lawn through one hour of work, then that is generally a good deal for me personally. Run the numbers and see if you can benefit from doing something yourself versus paying someone else to do it for you.
There are many ways to save money everyday. What I like about the “Pioneer” lifestyle idea, is that it allows you to save money in many different ways. It also can be fun to try and be a renaissance man or woman and learn new things. For example, just a short few months ago I had no idea how to run a blog. However, without any real help aside from reading online tutorials (and the friendly advice of some fellow bloggers), I now know enough to perform the basic site upkeep, without having to pay anyone. (And I’m not even technologically savvy!).
To summarize, if you posses some skill and the will to do things yourself….you may be surprised at just how much money you can save.