Buying health insurance out of pocket can be very expensive these days. Those of us who are considered to be “self-employed” make up about one third of the workforce, and many of us don’t have insurance. Not all is lost, though. You have options, you just have to know where to look. Spouse’s Plan: This may be … … Continue reading
Even though people hear about and frequently experience an economy on shaky ground, 2012 was an excellent year for those among us who are already extraordinarily wealthy. Below are the top five countries that boast the most billionaires as citizens. The United States The United States has the most billionaires in the world, despite the economic difficulties … … Continue reading
A home mortgage is a real estate loan that provides you with funds needed to purchase your home. With a home mortgage, you are required to make minimum monthly loan payments to your lender until the loan is paid in full. For many consumers, the home mortgage payment is the largest single expense in their … … Continue reading
Deciding to buy a home is one of the biggest financial decisions you’ll ever make. There is a large amount of money involved in the transaction, and your decision will impact your life for many years. As such, there are a lot of factors to consider when deciding to buy a home, so take your … … Continue reading
When I first got out of university, my number one priority was to pay down my student loans and car loan. Those were the simple days when that’s all I had to focus on, no house payment! Anyways, I can remember being so focused about putting any extra money towards my payment that was possible. … … Continue reading
With interest rates being so low for such a long period of time, it is inevitable that interest rates will rise in the future. The real question is when they will – not if they will. However, as a result of the financial crisis, many people may have forgotten what rising interest rates mean for … … Continue reading