Often times you hear of home ownership referred to as the American dream, but this isn’t always the case. There are numerous factors to consider when deciding whether to buy your first home or to continue renting – especially when you’re out of college. Since living expenses consume a considerable portion of most people’s income, it … … Continue reading →

Rules of thumb are often used to make various financial decisions. While they can be helpful when it comes finding a starting point, rules of thumb should be approached with a degree of skepticism. Circumstances — And the Markets — Change Many rules of thumb are based on a specific set of circumstances. The rule of thumb … … Continue reading →

So you are in the market for a new car. Maybe your old one broke down and you’ve had it with the pricey repairs. Maybe you’re buying your first car and need some guidance. Or maybe you have grown out of your old car because your needs have changed. No matter what your situation is, it’s difficult to … … Continue reading →

Do you barely survive, living paycheck to paycheck? Does all your income just pass through your hands and nothing is left? Do you feel afraid that when disaster or emergency strikes, you won’t be able to handle the expenses? Do you think that your income is just not enough and that maybe you need a … … Continue reading →