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Planning for retirement sucks. In a world filled with instant gratification, who wants to delay the fun? Nobody – which is why governments have nudged workers to save for retirement. If one defers the salary they receive, then the government will defer the taxes owed as well. The most common salary deferral plan is the ...
In my last article we talked about getting the most out of your primary employer. The majority of us are working jobs we’d rather not be working for a company we’d rather not be working for. Me? I actually love my job and my company. But I would say the average worker doesn’t feel a ...
Is a penny saved really a penny earned? Are you having déjà vu? Don’t worry – I’m not repeating myself. In my first article at Prairie Ecothrifter, I wanted to introduce two things: mental accounting and earning income. Mental accounting being the tendency people have to view money differently depending on where it comes from; ...
It’s no secret that the majority of people dislike employment. Making money is certainly fun, but being told what to do – not so much. Deep down, everybody knows what makes them happy. That’s why it’s so important to find a profitable hobby. Turn what you love into a sustainable future. Fairly soon, your entire ...
I remember when I started my first business, circa 1992. Before I officially set up shop, I made sure I had two important things: a beautifully crafted, market-tested sign and the drive to make millions.My lemonade stand crushed it that summer. The sign – which consisted of glitter, glue and notebook paper (not even the ...
