Have you been pulled over for speeding? Chances are you have, if my experiences are any indicator. You see, I am one of those drivers that obeys the speed limit and traffic laws. I have never had a ticket. And I am sick of being tailgated!!!!
According to Traffic Ticket Secrets, more than 100,000 people are pulled over each and every day in the US. I wonder why none of the people that zip by me on the highway going 85 -90 MPH seem to be those people?
It’s a speed limit, not a guideline! Your top speed should not exceed the posted limit. You are wasting money if you speed.
What does speeding cost?
The average cost of a speeding ticket is $150. However, that is just the beginning.
There is of course, also the cost of your time – the time you spend waiting for the officer to issue the ticket and the time you spend dealing with it, not to mention the time you spend earning the money to pay it!
If you are wanting to get auto insurance, your rates go up if you have one or more tickets on your record. The average rise in the cost of insurance due to ONE ticket is $900 over 3 years.
If you try to get it erased, you have court costs or at least a lawyer’s fees, plus time off from work to make appearances and take care of administrative stuff.
Once you are pulled over, the officer will look for additional violations. If you have a broken light, or forgot to fasten your seat belt or had a glass of wine for dinner then you may be in for more than just a traffic ticket.
In addition to the actual cost of the ticket, the time and extra charges for auto insurance, a ticket can also impact life insurance costs, and your credit score (if you don’t resolve your tickets).
You also use about 40% more gasoline, according to some musings by Bargain Babe and SelecTrucks.
When you drive fast (especially on non-highway roads), you tend to brake more and then start up faster – which also wastes gas and causes wear and tear on your vehicle.
According to the National Highway Traffic Safety Administration, speed related crashes cost us more than $40 million a year.
When you speed, you have less control over your car. You tend to ignore safe stopping distances, tailgating non-speeding cars. You must be constantly alert and responsive – you can’t afford to be talking, let alone dialing or texting. You enjoy the ride less.
To summarize, the costs of speeding include:
- Speeding ticket cost
- Additional violations found by officer after stopping you for speeding costs
- Your time costs
- Gasoline waste costs
- Increased auto insurance costs
- Possible increased life insurance costs
- Possible decreased credit rating – costing you higher rates on any future loan you make
- Possible court and legal costs if you fight the ticket
- Vehicle maintenance costs due to wear and tear from speeding up and braking more
- Vehicle repair costs if you crash
- Hospital costs if you crash and hurt yourself and others.
Speeders make going the speed limit frightening.
A Minneapolis news station KARE 11 describes my daily experience in driving the speed limit in What Happens When You Drive the Speed Limit. They mention the somewhat frightening experience of having a semi on your tail and feeling like you are standing still in a sea of motion.
While it is irritating to come up on a car going slower than you are, should you really ride the bumper of the car in front of you, trying to intimidate them into going faster? Should you really lay on the horn to try to get that guy to speed up?
If you aren’t a speeder, try going a few mph under the limit.
If you are someone who does the speed limit, here is a piece of advice. On highway trips, set the cruise control for a few mph BELOW the speed limit. Cars and trucks seem to find it much less aggravating – they just fly around you instead of tailgating and honking. You will find it much less aggravating – you won’t have to worry about passing others nearly as much and the extra time typically only amounts to a few minutes.
I drive Interstate 70 between Kansas City and St. Louis – a lot, and have for years. The semi traffic on this road is heavy and cars, pickups and SUVs typically go at least 85 – 90 mph (the limit is 70 mph for most of the trip). Going a few miles under the limit saves gas, makes the trip safer and helps me avoid getting into the left lane where all those speeders are. This makes the trip much less irritating for me.
It seems that most people do speed. Why is that? Why do people want to waste their money to shave a few minutes off their drive? Do you speed?
This article was written by Marie.
- Traffic Ticket Secrets http://www.trafficticketsecrets.com/reports-and-articles.html
- AOL Autos http://autos.aol.com/article/speeding-tickets-real-cost/
- Forbes http://www.forbes.com/sites/moneybuilder/2011/06/02/the-true-cost-of-a-speeding-ticket/
- Bargain Babe http://bargainbabe.com/2009/05/14/the-cost-of-driving-fast/
- SelecTrucks http://www.selectrucks.com/TruckingTips/EfficientDriving.aspx