Mid August already. Wow. How is your garden coming along? Has have the family vacations gone? Like many of us, you are probably trying to squeeze in as much as you can in the summer months.

Don’t forget to enter the Voting Contest for your chance to win.

Here are the picks of the week:

How to Create an Income and Expense Worksheet to Track Spending For Your Budget- use this tool to tailor your budget to you. It is the only way a budget will work. (@ownthedollar)


Beyond the Emergency Fund: The Frugal Pantry Project- make sure you’re prepared. (@frugaldad)


4 Investing Principles from Warren Buffett- remember these four things before making any trade. (@greenpandatreehouse)


The Zero Dollar Emergency Fund- 5 creative ways to find money for emergencies. (@7million7years)


How to Get Free Credit Monitoring- you should always keep track of your score and work on correcting any errors if you find any. (@thedigeratilife)


Rules are Essential But They Do Not Guarantee a Win- it is good to have guidelines but you can’t assume it will always work out. (@freemoneyfinance)


7 Great Coupon Resources- it is what it is; 7 great places to help you save money. (@genxfinance)


Ten Ways to Greenify Your Home Right Now- you don’t have to spend a ton of money upfront to be green. (@bargaineering)


5 Steps for Scoring Great Deals No Matter What You Are Buying- how to get the best value for what you buy. (@notmadeofmoney)


Investing vs. Paying off Debt- this is a question I think many of us struggle with. (@budgetsaresexy)


Screw Robin Hood: New Study Claims Credit Card Rewards Take From the Poor and Give to the Rich- this article will make you think twice about using your plastic to pay.  (@manvsdebt)


7 Secrets to Smart Shopping on the Web- save some money with these great tips. (@moolanomy)


How is Your CLUE report?- keep your number high to save on home insurance. (@thewisdomjournal)


Money, Happiness, and Experiences- I absolutely agree. The experiences you have in life are the most important, not the possessions you own. (@canadianfinanceblog)


5 Money Lessons from the Third World- I thought #2 was neat. (@wisebread)


Financial Mistakes of Young Families- 6 great reminders for all of us. (@engineeryourfinances)


5 Ways Social Media Can Cost you Money- social media is taking over but be careful you don’t fall into a trap. (@genxfinance)


Saving: The Most Fundamental Element of Wealth- remember wealth is what you save, not what you spend. (@freemoneyfinance)


Where You Buy Something Makes  A Big Difference in Cost- remember to shop around. (@freemoneyfinance)


I Got My First Paycheck, Now What?- 4 great things to consider when wondering where to put your money. (@greenpandatreehouse)


Go Big or Go Home- what is your vision of a dream home? (@unclutterer)


Stay on the Road with the Cheapest Auto Insurance- Unfortunately where I live there is only one place to get insurance but for those of you who can get private insurance, here are some great ways to save. (@notmadeofmoney)


How to Not Get Hired: Drink or Hold Alcohol- I partially disagree. It depends on what kind of job. If you are supposed to be a salesman, they may want to see how well you can wine and dine. (@consumerismcommentary)


How to Get the Most Bang for Your College Buck- make your education worth it with these tips. (@moolanomy)


Spend on Experiences Instead of Possessions for Longer Happiness- remember it is not about what you own, it’s what you’ve done. (@lifehacker)


Organic Food Tips- get healthy and save money. (@thedailygreen)


17 Things You Didn’t Know You Could Rent- save your money and rent. (@thedailygreen)


Education Equals Debt But Not a Job- be careful with what you pay for. It might not guarantee riches. (@dinksfinance)


Lessons From My Frugal Father- 5 great ways to save money. (@wisebread)


Life After Debt: What’s Next- now that your debt free, don’t fall into the trap of being careless with your money. (@wisebread)


Save Money By Teaming Up with Your Neighbours- this is such a great idea on how to save money. (@freemoneyfinance)


Variable Returns Can Work Against You in Retirement- the key is more conservative portfolios closer to retirement. (@balancejunkie)


Find Coupon Codes Online- great places to find deals. (@thedigeratilife)


Unnecessary Expenses- 10 places where you can slash costs. (@sweatingthebigstuff)


The Flip Side- What Frugality Gets You- you get to use your money on what really matters. (@thesimpledollar)


How Not To Fail at Frugality- remember it is not about reducing your quality of life. (@thesimpledollar)


Wow, what a great bunch of reading this week.


P.E.P for Week of August 9 13, 2010 Miss T has written 582 articles on this blog.

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