Should YOU Buy a Boat?

Although we live in the Midwest US, every weekend (and weekday during summer months) we see folks in their pickups hauling boats on trailers. There are boat shows, boats at Cabella’s, boat manufacturers and lots of people whose main recreation is ‘going to the lake’. My growing up family were definitely land lubbers. We didn’t own … … Continue reading

Credit Scores: Fact vs Fiction

The tumultuous shakeup of the economy just under a decade ago left a wake of bankruptcies and foreclosures. This has left millions with poor credit that are finding it difficult to obtain affordable rates on loans even today. While the economy is certainly improving, and lending requirements have slowly been loosening up the past few … … Continue reading

Make your child’s allowance an allocation not an entitlement

The divide between those parents who feel an allowance is beneficial and teaches money management and those who feel it just creates a sense of entitlement is huge. The debate has raged for years and the end is not in sight. My view is that an allowance can be a chance to teach budgeting, opportunity costs … … Continue reading